Tasas

APY = Rendimiento porcentual anual. Tasas válidas a partir del 27 de Junio de 2013. Las comisiones pueden reducir las ganancias.

APR (Annual Percentage Rate) = TAE (tasa anual equivalente)

**The annual percentage yield (APY) assumes funds will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees, and other conditions could reduce earnings.

Cuenta de cheques thinkINTEREST

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Saldo Tasa Rendimiento porcentual anual**
$0 - $9,999.99 2.00% 2.02%
$10,000 – $49,999.99 0.50% 2.02% a 0.81%
$50,000 y mas*** 0.01% 0.81% a 0.17%
Si no se cumplen requisitos mensuales 0.01% 0.01%

Qualifications:

  • Make at least 10 debit card purchases per monthly statement cycle.
  • Have at least one (1) automatic payment (ACH) or direct deposit per monthly statement cycle.
  • Rates may change after account is opened. Fees may reduce earnings. Personal accounts only. Not intended for business purposes. One thinkINTEREST account per taxpayer identification number. $50 minimum deposit required to open. If qualifications are met each monthly statement cycle: (1) Earn a premium interest rate on lower balances (2) Earn up to $25 in Nationwide ATM fee reimbursements which will be credited to your account on the last business day of the monthly statement cycle; If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post and settle to your account during the monthly statement cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to your account. The monthly statement cycle ends on the last business day of the month.

Certificados de depósito (CDs)

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Termino Tasa Rendimiento porcentual anual
30 Dias (Depósito menos de $100,000) 0.05% 0.05%
90 Dias (Depósito menos de $100,000) 0.07% 0.07%
180 Dias (Depósito menos de $100,000) 0.13% 0.13%
30 Dias (Depósito $100,000 o mas) 0.05% 0.05%**
90 Dias (Depósito $100,000 o mas) 0.07% 0.07%**
180 Dias (Depósito $100,000 o mas) 0.13% 0.13%**

Certificados de depósito & Certificados individuales para jubilación

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Termino Tasa Rendimiento porcentual anual
1 año* (depósito menos de $100,000) 0.20% 0.20%
años* (depósito menos de $100,000) 0.35% 0.35%
años* (depósito menos de $100,000) 0.50% 0.50%
años* (depósito menos de $100,000) 0.60% 0.60%
años* (depósito menos de $100,000) 0.80% 0.80%
año* (depósito $100,000 o mas) 0.20% 0.20%**
años* (depósito $100,000 o mas) 0.35% 0.35%**
años* (depósito $100,000 o mas) 0.50% 0.50%**
años* (depósito $100,000 o mas) 0.60% 0.60%**
años* (depósito $100,000 o mas) 0.80% 0.80%**

$1,000 Minimum Balance Required to open account and obtain Annual Percentage Yield. Interest begins to accrue on the business day you deposit. There may be penalties for early withdrawal on Certificates of Deposit including Individual Retirement Certificates. See complete IRA Disclosure for further details. *Interest must be paid at least annually.Interest on Certificates of Deposit will either be capitalized at maturity or deposited into a NS Savings, Checking or Money Market.

Cuenta de club de vacaciones*

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Saldo mínimo requerido para abrir una Cuenta Tasa Rendimiento porcentual anual**
$2.00 0.01% 0.01%

*We may change the interest rate on your account at our discretion. Interest Credited (Annually).

Ahorros personales & para menores*

Cuenta Saldo mínimo requerido para abrir una cuenta Tasa Rendimiento porcentual anual
Ahorros personales $100 0.01% 0.01%
Ahorros para menores No es aplicable 0.01% 0.01%

*We may change the interest rate on your account at our discretion. Interest Credited Quarterly.

Cuenta de mercado monetario*

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Saldo diario Saldo mínimo requerido para abrir una cuenta Tasa Rendimiento porcentual anual**
$0 – $24,999.99 $2,500 0.05% 0.05%
$25,000 – $99,999.99 $2,500 0.05% 0.05%
$100,000.00 – $999,999.99 $2,500 0.05% 0.05%
$1,000,000.00 + $2,500 0.05% 0.05%

*We may change the interest rate on your account at our discretion. Interest will be credited monthly.

Tradicional, Roth & Educación Cuentas individuales de jubilación

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Interés acreditado Tasa Rendimiento porcentual anual**
Trimestral* 0.05% 0.05%

*Variable Individual Retirement Account Rate - $1000 Minimum Deposit Required to open account. The interest rate on your account is based at our discretion. We may change the interest rate on your account at our discretion. There may be penalties for early withdrawal on these accounts. See complete IRA Disclosure for further details.

**The annual percentage yield (APY) assumes funds will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees, and other conditions could reduce earnings.