Certificados de depósito (CDs)

Mejore sus ganancias sin arriesgar los activos disponibles de su empresa. Simplemente escoja el término y sus fondos ganan una tasa de interés fija garantizada. Y lo garantizado siempre es una cosa buena para su punto fundamental. Ofrecemos una variedad de términos para adaptarse a sus metas cortas y largas. Al escalonar fechas de vencimiento, puede agregar liquidez a sus inversiones de CD. Diríjase a su banquero comercial hoy.

Resumen
  • Tasa competitiva fija superior a los ahorros personales
    • Reciba una tasa más elevada mediante la selección de un largo plazo
  • Opción de inversión sin riesgo
  • Rango de términos de 30 dias a 5 años
  • Sin cargos de instalación o mantenimiento
  • Estado de cuentas electrónicos gratis (eStatements)
  • Multa en los ingresos por retiro anticipado*
  • Depósito mínimo de $1,000 para abrir la cuenta

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*Early withdrawal penalties (Principal may not be withdrawn before maturity. Interest may only be withdrawn as determined at the time the account is opened. A penalty may be imposed for withdrawals of any principal before maturity.)

  • If your account has an original maturity of 7 through 89 days, the penalty will be equal to the interest on the amount withdrawn that would have been earned had it remained deposited during the entire term of the CD plus 3% of the principal balance. The penalty will affect the principal.
  • If your account has an original maturity of a term up to twelve (12) months, the penalty will be equal to a 90-day interest penalty plus a 3% penalty of the principal balance. The penalty will affect the principal.
  • If your account has an original maturity of a term greater than twelve (12) months, the penalty will be equal to a 180-day interest penalty plus a 3% penalty for the principal balance. The penalty will affect principal.

In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Other exceptions may also apply, for example, if this is part of an IRA or other tax-deferred savings plans.